On Tuesday, the Office of the Comptroller of the Currency (OCC), the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS), the National Credit Union Administration (NCUA), the Federal Trade Commission (FTC), the Commodity Futures Trading Commission (CFTC), and the Securities and Exchange Commission (SEC) (the "Joint Agencies") issued the Final Model Privacy Form under the Gramm-Leach-Bliley Act (GLBA).